PUB H asked:
I’ve heard that everytime you apply for a credit card, get insurance quotes, etc. your credit score gets lowered.
elags50 asked:
I’m trying to get auto and renter’s insurance and I do not understand why my credit score is brought down because of this. Can’t they tell I’m not our trying to get several credit cards or lines of credit or loans? How can this be dealt with and changed or stopped? If this is going to happen, how will my credit look in two years when I am ready to buy a newer vehicle?
OliveJuice asked:
I had a speeding ticket 2 years ago, but I got a copy of my driving record and it’s spotless. Should I list that violation or would it hurt my rate?
